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A unique disability solution for your entire workforce, regardless of age or medical condition. This one-of-a-kind combo plan blends group and individual coverage into a single product for maximal benefits and cost stability.
Custom-tailored to your organization to protect all income levels.
Guaranteed coverage for all employees regardless of age or condition. No medical exams required.
A layered combo approach ensures maximum benefits without the need for medical approvals.
A fully loaded solution built for the long-haul, designed for teams who deserve more than the minimum.
Premium features
Convertible long-term care, portable policies with option to keep past age 65, universal coverage with no medical exams, Employee and Family Assistance Programs (EFAPs), Teladoc, and more.
Cost stability
Predictable rates with below-market renewal increases, locked-in individual premiums, and 28-month introductory guarantees.
Superior service
An extension of your HR team: plans include on-call administrative support, tailored coaching, flexible billing, and no service fees.
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These days, it’s rare to find something you can depend on. But thanks to our cost stability and responsive service, it’s no wonder our plans enjoy market-leading retention rates, with many clients renewing for 25 years and running.
For individuals, our fixed premiums and lifetime guarantee mean a portable plan that follows your career, not just your job. It’s peace of mind, to go.
Try us. It might be the last disability plan you’ll ever need.
How can we help?
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Interested?
Connect with us for tailored solutions that align with your goals and deliver impact across your organization.
Help and support
Need help or have questions about your plan? Let’s get you the support you need.